Finnish Bank ID

​Finnish Bank ID is an eID offered by a number of Finnish banks and banking groups. Finnish Bank ID is a part of Finnish Trust Network (FTN). FTN is a network to simplify the usage of Finnish eIDs where Nets is registered as a identification service broker. 

​Enable Finnish Bank ID in your services

The Finnish Bank ID consists a set of Finnish banks. These are:

  • Osuuspankki
  • Nordea
  • Danske Bank
  • Handelsbanken
  • Ålandsbanken
  • S-Pankki
  • Aktia
  • POP Pankki
  • Säästöpankki
  • Oma Säästöpankki​

Nets is an ID broker and offers all banks through our E-Ident/FTN service. Upon configuration you will be setup with all banks.

Note: Customers offering identification with Finnish Bank ID and Mobiilivarmenne must use the OIDC protocol with encrypted ID Token.

Read more about FTN here​. 

Information about the end user

​Type​OIDC​Comments
​Birth date

​birthdate

Requires: scope=profile

​End user's birth date.
​Family name

family_name

Requires: scope=profile

​End user's surname.
​SATU

​fi_satu

Requires: scope=ssn

​Finnish unique identification number (sähköinen asiointitunnus).
​HETU (SSN)

​fi_ssn / ssn

Requires: scope=ssn

End user's ​Finnish personal identity code (henkilötunnus). Read more about SSN handling.
​Bank

fi_tupas_bank

Requires: scope=openid

​The end user’s bank used in the identification process.
​Personal identifier

fi_tupas_pid / pid

Requires: scope=openid

​Personal identifier set by Nets FTN.
​Given name

given_name

Requires: scope=profile

​End user's first/given name.
​Full name

name

Requires: scope=profile

Note: The name value is constructed of the given_name + family_name.  

​End user's full name
​Organisation name

organisation_name

Requires: scope=organisation

​The organisation name connected to the user's legal person ID. Read more.
​Organisation/VAT number

organisation_number

Requires: scope=organisation

​​The organisation number (VAT) connected to the user's legal person ID. Read more.

​​Handling of SSN

The social security number (SSN) of an end user can be returned if you are allowed to receive this. This will be determined when you enter into an agreement with Nets or the issuing bank. The SSN is returned as the fi_ssn and ssn claim.

Information about organisation

Some banks issues IDs to not only natural persons, but also to a legal person. To get information about the organisation affiliation, you need to set the scope to organisation (OIDC). The name of the person's organisation and organisation number (VAT number) will be returned.

User experience​​

Bank ID dialogue​

​Step 1 (select bank - optional page). Note: The picture below is an illustration of this page in pop-up and standalone UI options:

      bank selection page2.PNG

​Step 2:

The end user is directed to the bank's identification client. See each individual bank's look and feel when testing the service. When directing the user to the bank's client, the identification is redirected entirely to the bank's identification page. 

End user routed directly to the bank's client

​You may also design your own bank selection page and skip the page in step 1 above. If designing your own bank selection page, set the amr_values parameter to fi_tupas and the forcebank parameter to the user-selected bank. The different forcebank parameters can be found on the OIDC page.

Note: If you want to add Mobiilivarmenne to the same page, set the amr_values parameter to fi_mobiilivarmenne

Bank logos

If needed, the different bank's logo can be found at these links: