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Security solutions for payment cards

An additional security measure in connection with payment over the Internet

Currently Dankort, Visa and MasterCard have a security solution for registered webshops to use as an extra security measure in connection with online payments.


The common designation for these security solutions is 3-D Secure. For Visa, the solution is called "Verified by Visa", and for MasterCard the solution is called "MasterCard SecureCode". For the Dankort, the solution is called "Dankort Secured by Nets".


All Danish issued payment cards can be used in 3-D Scure solution. You can be asked to verify your purchase when shopping online.


You can verify your purchase in two ways:


  1. NemID. When shopping online you will be asked to enter your NemID credentials and verify in the NemID app or with NemID token.
  2. One-time code from SMS and password You receive a one-time code on your mobile via SMS, that you need to enter with your password. The password you create via this page. If we have a mobile no for your card you will receive an SMS when shopping online. In the SMS you can see the amount, the merchant and the one-time code for the purchase you are about to verify. You enter one-time code and password to accept your purchase. It is important that you verify that the information in the SMS is the same as purchase your are in the middle of, if you are in doubt never put in your code and password.


Enroll your card
Your card is enrolled when both mobile no and password is created, you can do that on this page. You can also change or delete the mobile no and password for your card here. To be able to change or delete mobile no and password you need to use your NemID.


Protect your text-message one-time password and your NemID
Do not disclose the one-time code you receive by text message in connection with online purchases to anyone else. Treat the text-message, one-time code and password as your personal PIN code for the online transaction you are making. Similarly, protect your NemID so no one can access to your NemID code card or your digital NemID code token.


Phishing e-mails
There are criminals who use what are known as 'phishing' e-mails to try to trick cardholders into disclosing card information and NemID code cards in order to commit fraud.

Nets will never send you e-mails asking you to disclose your card data (PIN code, card security code or one-time password). All communication concerning your payment cards will come directly from your bank.


Enroll your card now - or next time you shop

To shop in online stores that use Dankort Secured by Nets, Visa Secure or MasterCard Identity Check, you must have a mobile phone number attached to your payment card. You can sign it here or the next time you shop at an online store that are supports the security solution.
Why is the 3-D Secure not need in every purchase?
Can I change mobile no and password after I am enrolled?
How do I enrol a corporate card?
I have received an SMS with a one-time code but I am not shopping online at the moment, how should I react?
Can I enrol a foreign mobile no?
How long is the one-time password valid for?
What happens if there is no mobile reception where I’m shopping so I cant receive an SMS?
About the 3-D Secure solution
What is Verified by Visa and MasterCard SecureCode?