Om digital sikkerhed Secure online solution

Dankort, Visa and MasterCard have a security solution for registered web stores, which involves an extra security measure during online payments.

The common term for these security solutions is 3-D Secure. For Visa, the solution is called "Verified by Visa", and for MasterCard the solution is called "MasterCard SecureCode". For Dankort, the solution is called "Dankort Secured by Nets".

You can be asked to verify your payment when shopping online. Most Danish issued payment cards* can be used in the 3-D Secure solution.

*NB: If you have a Mastercard from Danske Bank, please go to: danskebank.dk/kortstyring

You can verify your purchase in two ways:

NemID. When shopping online you will be asked to enter your NemID credentials and verify in the NemID app or with NemID token.

Please note it is no longer possible to use the physical NemID key card.
One-time code via text message plus personal password You will receive a one-time code on your mobile via SMS, that you need to enter along with a personal password. Create the password on this page. If your mobile number is registered on your payment card, you will receive an SMS when shopping online. In the SMS you can see the purchase amount, the merchant, and the one-time code for the purchase you are about to verify. You need to enter the one-time code and password to accept your purchase. Please make sure that the information in the SMS correlates to the purchase details, if this is not the case, you should never enter or share your code and password.

Protect your text message one-time password and your NemID
Do not share the one-time code you receive via text message in connection with online purchases to anyone. Treat the one-time code and password like your personal PIN code. Similarly, protect your NemID so no one can gain access to your NemID code card or your digital NemID token.

Phishing e-mails
There are criminals who use 'phishing' e-mails to commit fraud by tricking cardholders into disclosing card information and NemID code cards.

It is important for us to underline that Nets never sends out e-mails asking you to disclose your card data (PIN code, card security code or one-time password). All communication concerning your payment cards will come directly from your bank.

Enroll your card now

Here you can enroll, change or delete your mobile number and password.

Enroll your mobile no and password here

Change or delete the mobile no and password assigned to your card

Why is the 3-D Secure solution not needed in every purchase?

It can vary from country to country and with different purchase amounts, amongst other factors regulated by the authorities.

Can I change my mobile no and password after the enrolment process?

Yes. You can change your enrolled information, mobile no and password by using your personal NemID. When making a purchase, part of your phone number will be displayed on the screen.

How do I enrol a corporate card?

You enrol with your personal NemID, not a company NemID.

I have received a text with a one-time code but I am currently not trying to make an online purchase, how should I react?

You should never share or type in your personal information if you are not in the middle of a process that requires verification (i.e. online purchase or registering your mobile no/password). We recommend that you block your payment card if you receive a one-time code for a transaction that you do not recognise, if the last four digits in the encrypted card number presented in the text corresponds with the last four digits in your card number.

Can I enrol a foreign mobile number?

Yes, you do not need a Danish mobile number for the 3-D Secure solution. When enrolling the mobile number, you need to enter the country code and the mobile number in two different columns. Do not use "+" or other symbols in front of the country code.

How long is the one-time code valid for?

The one-time code is valid for ten minutes after being sent by Nets. If you are unable to use the code within ten minutes, initiate the purchase again.

What if there is no mobile reception where I’m shopping, preventing me to receive an SMS?

If you are unable to receive a one-time code, you can press the "NemID" button in the payment window, where you would otherwise enter your one-time code. You will then be redirected to the NemID Code App verification window where you can identify yourself with your NemID user ID, password and a key code generated by the app or NemID token.

About the 3-D Secure solution

3-D Secure is a security standard for online payments when using international cards on the internet. This involves verifying your purchase with the NemID Code App, NemID token, or a one-time code + personal password.

You will not be asked to use the 3-D Secure verification process for all online purchases.

Your card needs to be enrolled for the solution. Your card is enrolled when your mobile phone number is registered on your payment card and you have created a personal password. You can change or delete the mobile number and password on this page. You need your personal NemID to change or delete the mobile number or password.

What is Verified by Visa and MasterCard SecureCode?

Dankort Secured by Nets, Visa Secure and MasterCard Identity Check are security standards implemented to secure online purchases.

Select country

For solutions in a specific country please visit our local website

Secure online solution

An additional security measure in connection with payment over the Internet

Dankort, Visa and MasterCard have a security solution for registered web stores, which involves an extra security measure during online payments.

Enroll your card now

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Kundeservice

Nyheder og medier

Om Nets