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Merchant Services

We provide our merchant customers with payment acceptance solutions across channels (in-store, online and mobile) and with a broad range of payment methods in Europe. Our offerings for merchants are brought to market by our merchant services in the Nordic region and in mainland Europe respectively.

Together, we offer best-in-class payment solutions tailored to meet our customers’ needs.


Our complementary product portfolios empower merchants to benefit from the digitisation of payments with, for example, state-of-the-art e-commerce gateways, merchant portals and invoicing solutions for e-commerce merchants.

We have market-leading positions as payment service champions in the Nordics and mainland Europe. In both regions, we offer our customers a broad portfolio of payment services including offline, online, mobile, recurring payments and real-time services. We also provide merchants with acquiring of Visa, Mastercard, American Express, JCB and UnionPay, Diners/Discover, and AliPay, in addition to local payment schemes.

 

​Creating value with leading propositions

 

Enable smart POS
Driving customer satisfaction and growth in payments

Offer flexible mobile solutions
Increasing penetration (e-wallet and P2P)

Converge and utilise insights
Using data analytics and vertical know-how as key factors to success

​​Bring innovative e-com solutions
Omni-channel / next generation e-commerce proposition 

Build on scalable technology
Modular and scalable IT platforms and strong capabilities

Deliver unrivalled security and stability
Infrastructure assets with best-in-class security knowledge

We serve our merchant customers across all Nordic and Baltic countries, as well as in Germany, Austria, Switzerland and South-eastern Europe. More than 700,000 merchant outlets, including over 140,000 online merchant outlets, have chosen to be our customers, ranging from small and medium-sized enterprises (SMEs) to large international retail chains. We offer our services through a broad set of distribution channels, including indirect partnership relationships such as bank referrals, value-added resellers, and web developers, as well as through our direct sales force.

The 2019 merger of Nets and Concardis Payment Group was an important step on our journey of continued growth in Europe, to expand and improve the service offering and to bring product innovations to the market even faster. This will further support merchants across Europe in meeting consumers’ needs for digitised, easy-to-use payment solutions.

 

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