Our business

We see easier products and solutions as the foundation for growth and progress – both in commerce and society.

We create value for our stakeholders by delivering payments and digital services that are used by thousands of merchants, hundreds of financial institutions, thousands of corporates and millions of consumers across the Nordic and Ba​ltic regions, and that benefit communities and society as a whole.

As a leading provider of digital payment services and related technology solutions across the Nordic region, Nets sits at the centre of the digital payment ecosystem, and we operate a deeply entrenched network which connects merchants, financial institutions, corporate customers and consumers, enabling them to make and receive payments as well as, increasingly, utilise value-added services to help them improve their respective activities. Nets operates across the entire payment value chain from payment capture and authorisation through to processing, clearing and settlement.

Nets enables digital payments across all major channels – in person, online, and via a mobile device – and a large number of our services are used by the majority of consumers in Denmark and Norway, such as direct debit payments, card payments, digital authentication and invoice solutions. While we offer merchants acquiring solutions, point-of-sale terminals and e-commerce directly to the merchants, services delivered to corporates, such as direct debit and invoicing solutions, are offered in close co-operation with financial institutions.

Other solutions, e.g. card payments and the national identity schemes NemID and BankID, are also offered in close co-operation with the financial institutions. In Denmark, we own some of our key services, such as Dankort and Betalingsservice, while we in Norway operate similar services, including invoice solutions, direct debit payments and BankAxept card payments, on behalf of and in close co-operation with our customers.

​Our business segments

Nets’ customer-facing activities are organised into three business segments.


provides our merchant customers with payment acceptance solutions across channels (in-store, online and mobile) and with the broadest range of payment methods in the Nordic region.
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operates the domestic debit card schemes Dankort and BankAxept and provides outsourced processing services, card management services, fraud & dispute services, etc. to banks in the Nordics.
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comprises a.o. Betalingsservice and NemID in Denmark, eFaktura, AvtaleGiro and BankID in Norway as well as clearing services in several European countries.
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​We see easier products and solutions as the foundation for growth and progress – both in commerce and society.
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We’re on a path of constant innovation


We work relentlessly to simplify and improve our digital platforms – bringing forward new possibilities within the digital payments eco-system, while always delivering unrivalled security and stability.

It’s our ambition to turn a complex reality into easy, intuitive and customer-oriented solutions to ensure we stand out as the trusted hub of the payments industry and deliver unmatched connectivity. Powering a tomorrow that’s easier than today. This is what drives us.

An easier Tomorrow. Powered by Nets.

​​​​Learn more about our solutions​​​​​​​​​