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Security and fraud



3D Secure v2.2 - Important information issuers should know4567207<img alt="" src="/perspectives/PublishingImages/header/Perspectives-3dsversion22-hero.jpg" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": "#C9E9FB", "image": "/perspectives/PublishingImages/CVI/header-nets-circles.svg", "overlay_alpha": null, "break_central_column": false }, { "id": "ctl00_PlaceHolderMain_RibbonPanel11_wrapper", "color": "#C9E9FB" } ] }<p>​​All you need to know about the 3D Secure 2 features and benefits, and the differences between versions 1.0, 2.1 and 2.2.​</p>2021-02-01T00:00:00Z4Maša Gavran, Issuer & eSecurity Services, Nets01-02-2021 11:17:56
A new necessity that's also a revenue generator – can you afford to stay out?​4551759<img alt="" src="/perspectives/PublishingImages/digital_identity_perspectives.jpg" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": null, "image": "/perspectives/PublishingImages/digital_identity_perspectives.jpg", "overlay_alpha": null } ] }<p>​In times where distance is suddenly the new normal, the value of remote identification has suddenly taken a giant leap. Banks are in a good position to monetise the frequent use of digital identification and provide better services for their customers through it, if they have the offering in place.&#160;​</p>2020-09-29T00:00:00Z04-12-2020 12:56:41
Deepfake: fun or fraud?4551757<img alt="" src="/perspectives/PublishingImages/header/header-deepfake.jpg" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": "#C9E9FB", "image": "/perspectives/PublishingImages/CVI/header-nets-circles.svg", "overlay_alpha": null, "break_central_column": false }, { "id": "ctl00_PlaceHolderMain_RibbonPanel11_wrapper", "color": "#C9E9FB" } ] }<p>Viral videos and memes are no mistery to the internet, but the new wave of so called deepfake phenomenon hasn’t just gone viral but provoked, confused and alarmed the general public even when it comes to payments.</p>2019-11-22T00:00:00Z10Maša Gavran28-12-2020 09:08:52
Tackling fraud at source4551790<img alt="" src="/perspectives/PublishingImages/european_fraud_report_2019.jpg" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": null, "image": "/perspectives/PublishingImages/european_fraud_report_2019.jpg", "overlay_alpha": null } ] }<p>​Sune Gabelgård, Head of Digital Fraud, Intelligence &amp; Research, explores what issuers can do to tackle the €1.8bn of fraudulent transactions made in Europe every year.</p>2019-06-21T00:00:00Z04-12-2020 13:03:16
Blockchain in banking and payment processing4555425<img alt="" src="/perspectives/PublishingImages/blockchain-in-banking-and-payment-processing.jpg" style="BORDER&#58;0px solid;" /> <img alt="" src="/perspectives/PublishingImages/blockchain-in-banking-and-payment-processing.jpg" width="866" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": "#C9E9FB", "image": null, "overlay_alpha": null, "break_central_column": false, "css_class": "", "min_height": "", "margin_top": "", "margin_bottom": "", "padding_top": "", "padding_bottom": "", "append_ribbon_line": false, "append_column_line": false, "subribbons": [ { "css_class": null, "min_height": null, "margin_top": null, "margin_bottom": null, "padding_top": null, "padding_bottom": null, "opacity": 1, "background": { "image": null, "color": null, "position": null, "size": null, "repeat": null, "attachment": null } } ], "columns": [ { "css_class": "", "min_height": "", "margin_top": "", "margin_bottom": "", "padding_top": "", "padding_bottom": "", "opacity": "1", "background": { "image": "", "color": "", "position": null, "size": null, "repeat": null, "attachment": null } } ] }, { "id": "ctl00_PlaceHolderMain_RibbonPanel11_wrapper", "color": "#C9E9FB", "image": null, "overlay_alpha": null } ] }2019-06-06T00:00:00Z419-11-2020 14:48:49
Fraud and identity theft in social media4551762<img alt="" src="/perspectives/PublishingImages/header/header-fraud.jpg" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": "#C9E9FB", "image": "/perspectives/PublishingImages/CVI/header-nets-circles.svg", "overlay_alpha": null, "break_central_column": false }, { "id": "ctl00_PlaceHolderMain_RibbonPanel11_wrapper", "color": "#C9E9FB" } ] }<p>As people log in into their user profiles and share likes, emoticons and witty comments with friends and family, they might reveal some personal information to the social media between the lines. At first glance, all of that seemed harmless until Cambridge Analytica scandal brought to light the severity of social media fraud and sparked a privacy awakening.</p>2019-04-23T00:00:00Z10Maša Gavran04-12-2020 12:26:37
What is 3D Secure and why is it important?4551796<img alt="" src="/perspectives/PublishingImages/header/header-3dsecure.jpg" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": "#C9E9FB", "image": "/perspectives/PublishingImages/CVI/header-nets-circles.svg", "overlay_alpha": null, "break_central_column": false }, { "id": "ctl00_PlaceHolderMain_RibbonPanel11_wrapper", "color": "#C9E9FB" } ] }<p>​Fundamentally, 3 Domain Secure authentication, often known by its branded names like &quot;Verified by Visa&quot; or &quot;Mastercard SecureCode&quot;, is a <strong>security protocol</strong> which adds a verification process to the payment layer by redirecting customers to a third-party page where they have to enter a SMS code or password to complete their online purchase.</p>2019-02-12T00:00:00Z10Maša Gavran28-12-2020 09:15:03
Criminals could be using online gadgets to spy on you4551756<img alt="" src="/perspectives/PublishingImages/blog_digital_security.jpg" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": null, "image": "/perspectives/PublishingImages/blog_digital_security.jpg", "overlay_alpha": "rgba(0,0,0,0.3)" } ] }<p>​It’s convenient that your new smart speaker listens to your every word – in fact, it’s kind of the point. The internet of Things (IoT) makes every-day life easier but also creates new opportunities for hackers.</p>2018-05-07T00:00:00Z04-12-2020 12:56:45
Subscription traps on the rise4551789<img alt="" src="/perspectives/PublishingImages/subscription_traps.jpg" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": null, "image": "/perspectives/PublishingImages/subscription_traps.jpg", "overlay_alpha": null } ] }<p>​As consumers’ appetite for shopping and managing their finances online grows, fraudsters in search of greener pastures find new ways of scamming people. </p>2018-01-31T00:00:00Z04-12-2020 12:56:49
A lack of cyber security is killing economic growth4551741<img alt="" src="/perspectives/PublishingImages/Perspectives_cyber_security.jpg" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": null, "image": "/perspectives/PublishingImages/Perspectives_cyber_security.jpg", "overlay_alpha": null } ] }<p>​As societies and businesses are increasingly becoming digitalised, sufficient levels of cyber security become necessary to sustain economic growth, says US security expert Melissa Hathaway. </p>2017-12-03T00:00:00Z04-12-2020 12:56:53
Pay by finger can reduce queues at points of sale4551783<img alt="" src="/SiteCollectionImages/News/shopping-629-1200px.jpg" width="916" style="BORDER&#58;0px solid;" />{ "error": null, "ribbons": [ { "id": "ctl00_divHeaderContainer_wrapper", "color": null, "image": "/SiteCollectionImages/News/shopping-629-1200px.jpg", "overlay_alpha": "rgba(0,0,0,0.5)" } ] }<p>​As Nets launches its Dankort app, which allows consumers to pay with their national debit card in a locked-screen functionality across large Danish retailers, the company’s Digital Lab is already toying with tomorrow’s solution. </p>2017-06-22T00:00:00Z04-12-2020 13:02:41