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White Paper

​​As PSD2 becomes a reality, the need for strong customer authentication (SCA) om mobile arises. This whitepaper examines a broad range of technical options for the implementation of mobile SCA, including solutions that rely on the cooperation between payment service providers (PSPs) and mobile operators.

​Historically, it hasn’t been a mainstream approach for PSPs to procure authentication from mobile operators and the payment ecosystem. Instead, the development of mobile solutions has generally drawn on the capabilities of mobile devices rather than on the entire mobile ecosystem.


Download the whitepaper:

Mobile strong customer authentication under PSD2: Comparisons and considerations

​The whitepaper has been prepared by GSMA in cooperation with CAPS, with contributors such as Nets, Trustonic, DB and Fidor.