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Santander Consumer Bank expands their collaboration with Nets

Press release

​Santander Consumer Bank and Nets already have a long-term Card Issuing Service and Consumer management system (CMS) agreement covering Norway and Denmark. This new agreement is an extension to include Sweden.

​Santander Consumer Bank uses Net's solutions in their businesses in Norway and Denmark where their credit card portfolios have been migrated to Nets CMS.  Going forward, Nets will contribute to the development of Santander Consumer Bank's credit card programs and operations in Sweden. The CMS solution from Nets enables Santander Consumer Bank to achieve a scalable and uniform solution for their Nordic operations.


"Our core business is to deliver car financing, credit cards and consumer loans. Our target is to be the preferred and the leading financial company for our partners and customers in the Nordic countries. This new agreement with Nets supports our target, and will increase our efficiency through coordination of our cards systems", says Carolina Brandtman, Managing Director for Santander Consumer Bank, Sweden.


The agreement includes card account and product management, transaction processing, dispute and chargebacks, implementation of new card products, administration of incoming cards as well as blocking and emergency services for the customers of Santander Consumer Bank. This will all be delivered through the CMS-platform and existing transaction handling solutions powered by Nets.


Susanne Brønnum, Group Executive Vice President, Financial Network Services in Nets says: "We are very pleased that Santander have chosen to expand their collaboration with us. Santander Consumer Bank and Nets have had a long-term relationship, all the way back to the start-up of Bankia Bank in 2001. Nets has supported the expansion of Santander, first with the delivery of card issuing services, and later with the expansion to administration of their credit cards, based on Nets' new CMS-platform.


For more information:

Søren Winge, Press Manager with Nets,

T +45 29 48 26 46


About Santander Consumer Bank:
Santander Consumer Bank AS is part of Banco Santander, one of the largest financial groups in the world. The head office for the Nordic region is located in Lysaker, Norway, and has 1300 employees between Norway, Sweden, Denmark and Finland. The Nordic region has been defined as a focus area, and the Nordic unit has total assets of NOK 82 billion and over 1.3 million customers. Santander Consumer Bank has a broad and competitive product offering including credit cards, consumer loans and savings products and is a market leader in car and leisure finance.