E-Consent

E-Consent helps service providers in securing access to and sharing of data with 3rd.party providers.

Service providers such as banks, insurance companies, ERP etc. more often experience that 3rd.parties require access to customer data on behalf of the customer. This trend is increasing, which results in the need for automated authentication and access control to reduce risk and cost. Nets E-Consent solves this challenge by providing a service that cater for signing consents based upon compliant strong customer authentication methods. These consents are then used by 3rd.party to prove rights to represent the user and access the users´ data. In this way the service provider does not need any process to validate 3rd.party providers.

​A trustworthy digital consent service

White label service

Handles single and recurrent consents

Industry standard protocols

Supports all major Nordic identity services

​How it works

Utilising the power of existing certified digital identity services and by using open standard and best-practice technologies such as OIDC, OAuth and JWT, Nets provide E-Consent as an easy to implement, managed service (SAAS).

This service presents a template-based consent to the end-user and have the end-user accept the consent by signing it digitally.

The Consent is then made available for the 3rd.party. The 3rd.party will use the JWT based consent as a ticket and present it for the resource owners API to prove rights to gain access to customer data.

The consent is based upon a template that resource owner defines or from predefined consent-templates supporting regulatory requirements such as PSD2-SCA

​Typical usage

PSD2

Payment service providers (PSP) obtain consent from end users to operate on their behalf when performing account information and payment initiation transactions toward banks (AS-PSP's). This is related to PSD2 regulation.

Energy

TPP services in the energy (el. power) market that obtain information on end user's power consumption for the properties registered to the user as part of a service to provide advice and/or energy offers etc. Reading property energy consumption is heavily regulated.

Insurance

TPP services in the insurance market request information from insurer on customer insurance agreements to be able to offer comparison of other offers.
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​Nets’ PSD2 programme and services

Nets offers value added services designed for both TPPs and AS-PSPs for PSD2 compliance. Nets’ Access to Account Service (NAAS) handles PSD2 compliance, management of payment initiation and Account information. ACS is used as an integrated part of NAAS.

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