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Nordic Payment Report 2022

In the report, you will get an overview of how consumers spent their money in 2021 and the first half of 2022, as well as payment method preferences for Nordic consumers. You will get an insight into the short-term effects of the pandemic and prospects for the future. In addition to deep dives in the various categories such as transport and restaurants, you can read about new payment methods like biometric payments and consumers’ attitude towards this shift.

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Nordic Payment Report 2022

The Nordics are contactless payment champions

91% of the Nordic consumers pay contactless. Denmark is the leading country with 90% of total card payments being contactless at the end of 2021 – with the other countries not far behind.

Travel-app is a popular payment method

Cash is no longer the preferred payment method when travelling, not even in taxis. Almost half of all Nordic consumers would rather use travel-apps when paying for their transport service. Sweden is the Nordic leader with 43 %.

Click and collect is a popular trend

As everyday life again has become busier, we appreciate simple, fast, and comfortable solutions when shopping - including omnichannel solutions. Norwegian consumers are the biggest fans with 69 % using click & collect.