Business Areas

Payment & Information Services

Banks and businesses in the Nordic region are focused on automated payment requests, invoicing and sending important documents to customers in a flexible and cost-effective way, whether via electronic channels or as printed documents.
 
Payment & Information Services supports our customers’ strategic focus areas. We seek to understand our customers’ businesses, we offer partnerships, and the result is tailor-made local or Nordic solutions for the processing of payments, invoicing and documents.

Our solutions create measurable business value. We help our customers:
– improve liquidity management
– enhance the efficiency of work processes
– minimise postage costs
– invoice across national boundaries
– adhere to international compliance rules such as SEPA.

 
 
 

 
 
At Nets, we are proud of our local direct debit solutions such as the secure and reliable Betalingsservice, AvtaleGiro and eFaktura, which are an integral part of the Danish and Norwegian payment infrastructures. Our broad-based portfolio of solutions means our customers can use a single supplier, because we are able to undertake all payment-related tasks.
Our Nordic invoicing and printing solutions give our customers the option of uniform collections across national boundaries in the Nordic region. All our solutions reflect our strong emphasis on security and stability.
This is the case no matter whether our customers do business domestically or whether we are facilitating customer access to markets beyond national boundaries. In Denmark, most citizens are familiar with e-Boks, a public limited company, which is jointly owned by Nets and Post Danmark. e-Boks is the communication tool between citizens and the public sector, with about three million users in Denmark.
 

Cards

​Nets is one of the leading suppliers of payment card solutions in Northern Eu- rope. Nets has established a North European infrastructure and processes a significant number of transactions with world class availability and security. The infrastructure enables us to create the link between international and local card schemes, and to ensure efficient, innovative payment solutions for our customers and end users.

 

We are a central part of the payment infrastructure in Denmark and Norway via the payment systems for Dankort and BankAxept. The vast majority of payments undertaken in the Nordic region using international cards. We offer services throughout the entire value chain and we support all payment channels and card types. Every day, our 700 card experts are working to develop, operate and service tailor-made customer solutions.
Our unique position with high number of transactions and North European infrastruc- ture enables us to offer card acquirers and card issuers an effective, combined payment solution and cost synergies on core processing and services.

 

 
 

 

E-security

As the use of electronic channels expands, so do online threats as well as regulations for online data privacy. Nets stays abreast of the latest developments in eSecurity to offer innovative, stable and secure solutions.

 

Nationwide ID schemes

Nets’ eSecurity business unit is behind NemID in Denmark and BankID in Norway. These two solutions are significant driving forces in the digitalisation of the two countries. Delivered and operated by Nets, they are used and trusted by six million citizens every day.
The increasing use of selfservice solutions is bringing about efficiency enhancements in both the public sector and in private enterprises. The resulting increase in the level of customer service is an objective that Nets is actively working towards. Although NemID and BankID are common scheme services involving many partners, customers and end-users, Nets also has a strong track record in delivering eSecurity solutions for international banks and enterprises.
 

Enterprise Solutions

Nets Enterprise Solutions delivers wide-ranging value-added solutions for international banks and enterprises to help them secure their e-mails, workstations, networks, applications and deploy employee ID cards for access control.
Document signing services have spearheaded the digitalisation of business processes in compliance with EU directives for organisations in the retail, insurance, healthcare and financial services sectors. Our one-time password service is available for all channels (tokens, smart cards and mobile) and used daily by hundreds of thousands of citizens for secure e-banking and payments.
These solutions are flexible and tailored to the needs and volumes of small and large companies alike. Some companies require signing only. Others need complex solutions where identification, signing by several parties and archiving are required. Nets handles this type of complexity as well as further development in line with the customers’ needs both domestically and internationally.
 
 
 
 
 

Merchant Solutions

 

​We are always in close contact with our customers in the retail and service sectors – and this gives us valuable knowledge on how end users receive Nets’ products and solutions.

 

 

Products for all customer segments

Our range of payment terminals with included support packages has been adapted to the needs of our custom- ers. We can deliver reasonably priced high-quality terminals to all kinds of customers – be it a small, local hairdresser or corner shop, a big shop with many customers all day long, a restaurant, or a hotel.

We also offer integrated solutions, where the terminal is connected to the cash register, and terminals that can be connected to the internet through the mobile phone.
All our terminals live up to the strictest security requirements and can be used for local as well as international debit and credit cards. All that is needed is a payment card agreement for the relevant type of card.

 

Market leader in Scandinavia

Nets Merchant Solutions sells and rents terminals for the Danish, Norwegian and Swedish markets.

 

We are market leaders in Scandinavia and deliver stable solu- tions that provide secure and problem-free payments. We have many years of experience in our Scandinavian home market, which means we know the security requirements specific to the retail and service sectors in each country. We have many years of experince in our home Scandinavian markets, which means we know the security requirements specific to the retails and service sectors in each country.
In the service sector, Nets Merchant Solutions is particularly strong within restaurants, cafés, and hotels. In the retail sector, we deliver solutions tolarge supermarket chains, grocers and small family owned shops.

 

 

 

 

Teller

 

​All over the world, people are travelling as never before. Therefore, international payment cards are an absolutely vital prerequisite to enable our customers to grow their business across national borders.

 

 

Gateway to the Nordic region

Teller handles the acquiring of national and international payment cards, primarily in the Nordic market. This means that Teller handles merchant agree- ments for the most used local and international cards such as Dankort, Visa, MasterCard, American Express, JCB and China UnionPay.
Merchants benefit from one- stop shopping at Teller and can accept the most used cards in the Nordic region and in the world. This makes travelling in a globalized world easier. Teller also offers a number of add-on products for the merchant agreement, such as an option for merchants to allow card holders to pay in their home currency, access to settlement
reports and options to provide merchants with favorite setup.

 

An integrated solution for merchants

 

 
Nets and Teller provide inte- grated international payment solutions enabling you to grow your business across national borders.